Listing provided courtesy of The Realty Firm IncMLS# 997982MLS Provider
  • 108 days on site
  • 2 views

PARADISE FOUND WITH STUNNING VIEWS OF CHOCTAWHATCHEE BAY! This home has a NICEVILLE address and is located in CHOCTAW BEACH -- NOT FREEPORT. Perfect location just 2-3 miles from Bluewater Bay and the Mid-Bay Bridge, putting you in Destin in minutes. Close to Eglin AFB, shopping, dining, and everything the Emerald Coast offers. METICULOUSLY MAINTAINED WITH OVER $250K IN 2020 UPDATES. High ceilings, triple-crown molding, custom trim, and a cozy fireplace add timeless character. Updated kitchen features quartz countertops, soft-close cabinetry, custom tilework, and upgraded lighting. All bathrooms fully remodeled with high-end finishes. SUNLIGHT FILLS THE HOME WITH SWEEPING BAY VIEWS FROM NEARLY EVERY ROOM. Multiple outdoor living spaces are perfect for relaxing or entertaining. Gated paver entry leads to a charming wrap-around front porch. ADDITIONAL FEATURES: - Hurricane shutters - 2020 Roof - 2020 HVAC (2 units) - Controlled access gate - Detached 2-car garage with storage - Additional metal shed - Plenty of room for a pool ALL THAT'S MISSING IS YOU! Enjoy multiple outdoor living spaces perfect for relaxing or entertaining. A gated paver entry leads to the charming wrap-around front porch, offering the ideal spot to unwind and take in the scenery. This home also has Hurricane shutters, 2020 Roof, 2020 HVAC (2 Units) Controlled access gate to enter the property. Septic was pumped in 2020. The detached 2 car garage has lots of storage and space. There is also a separate smaller metal shed on the back of the lot.

Source: Emerald Coast MLS, MLS#: 997982

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  • Property Type
    Residential
  • Lot
    0.34 acres

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Lisa and Dennis Ritter

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Owning this Home

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Life at 14138 State Highway 20


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
5/15/2026Source: Emerald Coast MLS Price Reduction
$665,000 -2.2%
3/14/2026Source: Emerald Coast MLS Added to Database
March 14, 2026