Listing provided courtesy of Scenic Sotheby's International RealtyMLS# 997179MLS ProviderContact Information: [email protected]
  • 116 days on site
  • 1 views

At the edge of the Intracoastal waters of Santa Rosa Sound, this elevated coastal contemporary residence offers exceptional privacy and sweeping waterfront views. Positioned at the end of a private street in Mary Esther, the home is bordered by the sound and framed by stately brick column entry walls. Inside, five bedrooms, two bonus rooms, three full baths, and one half bath are thoughtfully arranged to maximize natural light and panoramic water views. Nearly every room overlooks the sound, allowing the waterfront to shape daily living. The main level features a gracious foyer and staircase leading into a living room where expansive windows frame the water as an ever-changing backdrop. The kitchen is designed for entertaining with abundant cabinetry, a chef's pantry with space for a secondary refrigerator, smooth-top cook surface with double ovens, and a prep sink within the island. From the kitchen and dining areas, 180-degree views stretch across the water. Upstairs, the primary suite offers elevated vistas, a walk-out Juliet balcony for coastal breezes, a private fireplace, and a spacious en suite bath with double vanity, garden tub, separate shower, private water closet, and extensive walk-in closet. Outside, white-sand shoreline access extends just beyond the backyard. A private dock spans more than 200 feet and includes an 18,000-lb boat lift, 4,000-lb lift, and jet ski lift -- creating effortless access to the calm waters of the sound. Significant 2022 improvements include a new copper roof, upgraded insulation, refreshed stucco siding, fresh exterior paint, and hurricane-rated windows. Conveniently located between Fort Walton Beach and Navarre along the Emerald Coast, the property offers easy access to Hurlburt Field, Eglin Air Force Base, and Highway 98 while maintaining the tranquility of a private waterfront setting.

Source: Emerald Coast MLS, MLS#: 997179

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  • Property Type
    Residential
  • Lot
    0.44 acres

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Lisa and Dennis Ritter

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Owning this Home

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Life at 431 Atwater Court


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
5/28/2026Source: Emerald Coast MLS Price Reduction
$1,650,000 -2.8%
4/7/2026Source: Emerald Coast MLS Price Reduction
$1,697,800 -3.0%
3/25/2026Source: Emerald Coast MLS Price Reduction
$1,750,000 -2.7%
3/6/2026Source: Emerald Coast MLS Added to Database
March 06, 2026